1936 \u0130\u015f Yasas\u0131 ile kabul edilen k\u0131dem tazminat\u0131, yasan\u0131n i\u015f\u00e7iyi koruyucu en \u00f6nemli d\u00fczenlemesidir. K\u0131dem tazminat\u0131n\u0131n fona devri kapanm\u0131\u015f bir tart\u0131\u015fmad\u0131r. Ne i\u015f\u00e7i sendikalar\u0131 ne de i\u015fveren \u00f6rg\u00fctleri fona evet diyor. T\u00fcrk-\u0130\u015f ve D\u0130SK k\u0131dem tazminat\u0131n\u0131 k\u0131rm\u0131z\u0131 \u00e7izgi olarak ilan etti<\/p>\n
10 Nisan 2019 g\u00fcn\u00fc a\u00e7\u0131klanan Yeni Ekonomik Program Yap\u0131sal D\u00f6n\u00fc\u015f\u00fcm Ad\u0131mlar\u0131 2019 ba\u015fl\u0131kl\u0131 sunuma g\u00f6re \u201ctaraflar\u0131n kat\u0131l\u0131m\u0131 ile k\u0131dem tazminat\u0131 reformunun ger\u00e7ekle\u015ftirilmesi ve k\u0131dem tazminat\u0131 ile Bireysel Emeklilik Sistemi\u2019nin entegre edilmesi\u201d planlan\u0131yor.<\/p>\n
Bir hafta \u00f6nceki yaz\u0131mda \u201cyap\u0131sal reform\u201d ile k\u0131dem tazminat\u0131n\u0131n g\u00fcndeme gelebilece\u011fini yazm\u0131\u015ft\u0131m. Maalesef hakl\u0131 \u00e7\u0131kt\u0131m. BES ile entegre K\u0131dem Tazminat\u0131 Fonu bug\u00fcne kadar g\u00fcndeme getirilmi\u015f en tehlikeli form\u00fcllerden biridir.<\/p>\n
44 y\u0131ld\u0131r kurulamad\u0131?<\/p>\n
1936 \u0130\u015f Yasas\u0131 ile kabul edilen k\u0131dem tazminat\u0131, yasan\u0131n i\u015f\u00e7iyi koruyucu en \u00f6nemli d\u00fczenlemesidir. Zamanla geli\u015fen ve en \u00f6nemli i\u015f\u00e7i haklar\u0131ndan biri olan k\u0131dem tazminat\u0131n\u0131n fona devri 1975\u2019te g\u00fcndeme geldi. Aradan ge\u00e7en 44 y\u0131la ve onlarca h\u00fck\u00fcmete ra\u011fmen Fon kurulamad\u0131. Ne h\u00fck\u00fcmetleri ne bakanlar\u0131 ne darbecileri eskitti k\u0131dem tazminat\u0131 fonu. Ne taslaklar haz\u0131rland\u0131 ne modeller ke\u015ffedildi ama k\u0131dem tazminat\u0131 fonunu 44 y\u0131ld\u0131r kimse kuramad\u0131.<\/p>\n
Bu fonun i\u015f\u00e7iye, \u00e7al\u0131\u015fana faydas\u0131 olsayd\u0131, i\u015f\u00e7inin hakk\u0131n\u0131 korusayd\u0131, i\u015f\u00e7inin cebine girecek para artm\u0131\u015f olsayd\u0131 \u015fimdiye kadar kurulmaz m\u0131yd\u0131? Onca kritik se\u00e7im oldu. Neden k\u0131dem tazminat\u0131 fonu kurulmad\u0131? E\u011fer i\u015f\u00e7i b\u00f6yle bir fonu destekleseydi bu fon kurulmaz m\u0131yd\u0131? Demek ki k\u0131dem tazminat\u0131 fonunun i\u015f\u00e7iye faydas\u0131 yok. Demek ki k\u0131dem tazminat\u0131 fonu i\u015f\u00e7inin cebine girecek paray\u0131 art\u0131rm\u0131yor.<\/p>\n
K\u0131dem tazminat\u0131n\u0131n fona devri kapanm\u0131\u015f bir tart\u0131\u015fmad\u0131r. Ne i\u015f\u00e7i sendikalar\u0131 ne de i\u015fveren \u00f6rg\u00fctleri fona evet diyor. T\u00fcrk-\u0130\u015f ve D\u0130SK k\u0131dem tazminat\u0131n\u0131 k\u0131rm\u0131z\u0131 \u00e7izgi olarak ilan etti. Hak-\u0130\u015f de k\u0131dem tazminat\u0131nda mevcut haklar\u0131n korunmas\u0131 gerekti\u011fini s\u00f6yl\u00fcyor.<\/p>\n
\u0130\u015fverenler de fona kar\u015f\u0131 \u00e7\u0131k\u0131yor. \u00c7\u00fcnk\u00fc fon i\u015fverenlerin ayl\u0131k y\u00fczde 8 civar\u0131nda ek prim \u00f6demesi demek. Burada bir orta yol yok. Ya k\u0131dem tazminat\u0131 hakk\u0131 korunacak ya da t\u0131rpanlanacak.<\/p>\n
K\u0131dem tazminat\u0131 fonu b\u00fcy\u00fck tehlike<\/p>\n
\u0130\u015f\u00e7i ve i\u015fverenler taraflar\u0131n\u0131n kar\u015f\u0131 \u00e7\u0131kt\u0131\u011f\u0131 fonun \u0131srarla g\u00fcndeme getirilmesinin nedeni i\u015f\u00e7ilerin yarar\u0131 de\u011fil ucuz kaynak ve fon ihtiyac\u0131d\u0131r. Ge\u00e7mi\u015fte k\u0131dem tazminat\u0131 fonu giri\u015fimleri \u201ci\u015f\u00e7iler k\u0131dem tazminat\u0131na eri\u015femiyor\u201d gerek\u00e7esiyle yap\u0131l\u0131rd\u0131. \u015eimdi buna gerek bile g\u00f6r\u00fclm\u00fcyor. Fon krizdeki ekonominin ucuz kaynak ihtiyac\u0131 i\u00e7in g\u00fcndeme getiriliyor. Zaten konunun as\u0131l muhatab\u0131 Aile, \u00c7al\u0131\u015fma ve Sosyal Hizmetler Bakanl\u0131\u011f\u0131 iken, Hazine ve Maliye Bakanl\u0131\u011f\u0131 taraf\u0131ndan g\u00fcndeme getirilmesi manidar de\u011fil mi?<\/p>\n
K\u0131dem tazminat\u0131 fonu k\u0131dem tazminat\u0131n\u0131 ad\u0131m ad\u0131m ortadan kald\u0131rman\u0131n di\u011fer ad\u0131d\u0131r. K\u0131dem tazminat\u0131 \u015fu anda i\u015fverenin sorumlulu\u011funda ve hak eden i\u015f\u00e7iye her y\u0131l i\u00e7in 30 g\u00fcn \u00fczerinden \u00f6deniyor. K\u0131dem tazminat\u0131 i\u015fveren taraf\u0131ndan \u00f6dendi\u011fi i\u00e7in dolayl\u0131 bir i\u015f g\u00fcvencesi i\u015flevi de g\u00f6r\u00fcyor. Fon ise i\u015fveren taraf\u0131ndan her ay d\u00fczenli prim \u00f6denecek bir mekanizma. \u0130\u015fveren fona prim \u00f6deyecek i\u015f\u00e7i de hak etti\u011finde k\u0131dem tazminat\u0131n\u0131 bu fondan alacak. B\u00f6ylece tazminat ile i\u015fverenin ba\u011f\u0131 kopuyor. K\u0131dem tazminat\u0131n\u0131n i\u015f g\u00fcvencesi i\u015flevi yok oluyor.<\/p>\n
Fon k\u0131dem tazminat\u0131n\u0131n yar\u0131 yar\u0131ya d\u00fc\u015fmesi demek<\/p>\n
\u0130\u015f\u00e7ilerin \u015fu an ald\u0131\u011f\u0131 30 g\u00fcnl\u00fck k\u0131dem tazminat\u0131n\u0131 alabilmesi i\u00e7in i\u015fverenlerin her ay fona y\u00fczde 8\u2019den fazla prim \u00f6demesi gerekiyor. \u0130\u015fverenler bunu istemiyor. Bunun yerine k\u0131dem tazminat\u0131n\u0131n 12-15 g\u00fcne d\u00fc\u015f\u00fcr\u00fclmesini istiyorlar. Bug\u00fcne kadar g\u00fcndeme gelen b\u00fct\u00fcn fon modelleri bu hesaba dayal\u0131. K\u0131saca hem ayl\u0131k y\u00fczde 8 kesinti hem fon form\u00fcl\u00fcn\u00fc i\u015fverenler kabul etmiyor. \u0130\u015f\u00e7iler ve sendikalar da 12-15 g\u00fcne d\u00fc\u015fecek bir modele evet demiyor. O y\u00fczden de k\u0131dem tazminat\u0131 fonu kurulam\u0131yor. Y\u0131llard\u0131r nice denklemler, modeller g\u00fcndeme geldi. Hepsinde sonu\u00e7 ayn\u0131. K\u0131dem tazminat\u0131 d\u00fc\u015f\u00fcyor ve i\u015f g\u00fcvencesi azal\u0131yor. \u0130\u015fverenler k\u0131dem tazminat\u0131n\u0131 y\u00fck, i\u015f\u00e7iler ise hak olarak g\u00f6r\u00fcyor.<\/p>\n
K\u0131dem tazminat\u0131 fona devredilirse t\u0131pk\u0131 Zorunlu Tasarruf Fonu gibi, Konut Edindirme Fonu gibi ve son y\u0131llardaki \u0130\u015fsizlik Sigortas\u0131 Fonu gibi olur. \u0130\u015fverenler asla y\u00fczde 8 gibi bir prime raz\u0131 olmayaca\u011f\u0131 i\u00e7in k\u0131dem tazminat\u0131 \u00f6nce yar\u0131 yar\u0131ya d\u00fc\u015fer. Ard\u0131ndan i\u015fverenler fona prim yat\u0131rmaktan ka\u00e7\u0131nacaklar\u0131 i\u00e7in fon gelirleri d\u00fc\u015fer, fon h\u00fck\u00fcmete ba\u011fl\u0131 olaca\u011f\u0131 i\u00e7in daha \u00f6nceki fonlar gibi zarar eder.<\/p>\n
BES ile entegrasyon felaket olur<\/p>\n
K\u0131dem tazminat\u0131n\u0131n BES ile entegrasyonu ise tam bir felaket olur. Hen\u00fcz ayr\u0131nt\u0131lar\u0131 belli olmasa da niyetin k\u0131dem tazminat\u0131 ve BES\u2019i tek hesapta veya tek kalemde toplamak oldu\u011fu anla\u015f\u0131l\u0131yor. Bunun sonu\u00e7lar\u0131ndan biri k\u0131dem tazminat\u0131n\u0131n i\u015ften \u00e7\u0131kar\u0131lma durumunda \u00f6denmesine son verilmesi ve emeklili\u011fe ba\u011fl\u0131 bir \u00f6deme haline getirilmesidir. Di\u011fer risk ise BES\u2019in zorunlu hale getirilmesi ve BES primi ile k\u0131dem tazminat\u0131 fonuna yap\u0131lacak \u00f6demenin birle\u015ftirilmesi ve b\u00f6ylece k\u0131dem tazminat\u0131 fonuna yat\u0131r\u0131lacak primin i\u015f\u00e7ilerin \u00fccretinden kesilmesi demektir.<\/p>\n
\u0130\u015f\u00e7iler ve sendikalar k\u0131dem tazminat\u0131n\u0131n fona devrine kar\u015f\u0131 \u00e7\u0131karken, \u015fimdi \u00e7ok daha tehlikeli bir form\u00fcl g\u00fcndemde. Bu form\u00fcl ile fon ve zorunlu BES i\u00e7in i\u015f\u00e7iden yeni kesinti yap\u0131lacak. K\u0131dem tazminat\u0131 fonunu da i\u015f\u00e7iler finanse edecek. \u0130nanmas\u0131 zor ama yap\u0131lmak istenenin ba\u015fka izah\u0131 yok.<\/p>\n
15.04.2019<\/p>\n
\n","protected":false},"excerpt":{"rendered":"
1936 \u0130\u015f Yasas\u0131 ile kabul edilen k\u0131dem tazminat\u0131, yasan\u0131n i\u015f\u00e7iyi koruyucu en \u00f6nemli d\u00fczenlemesidir. K\u0131dem tazminat\u0131n\u0131n fona devri kapanm\u0131\u015f bir tart\u0131\u015fmad\u0131r. Ne i\u015f\u00e7i sendikalar\u0131 ne de i\u015fveren \u00f6rg\u00fctleri fona evet diyor. T\u00fcrk-\u0130\u015f ve D\u0130SK k\u0131dem tazminat\u0131n\u0131 k\u0131rm\u0131z\u0131 \u00e7izgi olarak ilan etti 10 Nisan 2019 g\u00fcn\u00fc a\u00e7\u0131klanan Yeni Ekonomik Program Yap\u0131sal D\u00f6n\u00fc\u015f\u00fcm Ad\u0131mlar\u0131 2019 ba\u015fl\u0131kl\u0131 sunuma […]<\/p>\n","protected":false},"author":3,"featured_media":2406,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":""},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[1],"tags":[158],"class_list":["post-2745","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","tag-basindan"],"_links":{"self":[{"href":"https:\/\/belediyeis.org.tr\/merkez\/wp-json\/wp\/v2\/posts\/2745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/belediyeis.org.tr\/merkez\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/belediyeis.org.tr\/merkez\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/belediyeis.org.tr\/merkez\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/belediyeis.org.tr\/merkez\/wp-json\/wp\/v2\/comments?post=2745"}],"version-history":[{"count":1,"href":"https:\/\/belediyeis.org.tr\/merkez\/wp-json\/wp\/v2\/posts\/2745\/revisions"}],"predecessor-version":[{"id":2746,"href":"https:\/\/belediyeis.org.tr\/merkez\/wp-json\/wp\/v2\/posts\/2745\/revisions\/2746"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/belediyeis.org.tr\/merkez\/wp-json\/wp\/v2\/media\/2406"}],"wp:attachment":[{"href":"https:\/\/belediyeis.org.tr\/merkez\/wp-json\/wp\/v2\/media?parent=2745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/belediyeis.org.tr\/merkez\/wp-json\/wp\/v2\/categories?post=2745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/belediyeis.org.tr\/merkez\/wp-json\/wp\/v2\/tags?post=2745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}